If you’re the proud owner of a classic car or motorcycle, or perhaps browsing our auction catalogues for a new automotive adventure, then you’ll need to think about insuring it.
At H&H we aim to make every aspect of buying a classic vehicle as straightforward as possible which is why we’re delighted to be able to introduce a new insurance quote and comparison service.
Simply input your car and personal details and let the comparison service do all the hard work. You'll be linked up with specialist classic vehicle insurers including Adrian Flux, Heritage Classic Car Insurance and Grove & Dean, and they’ll provide great quotes for you to choose from and buy online with just a few clicks or over the phone.
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If your car is 20 years or older then a mainstream car insurer may not be right for you as they may not be able to value it accurately. There’s quite a difference between the ‘book value’ of a vehicle and what it’s worth to an enthusiast, after all. Classic car insurers are enthusiasts themselves who follow the market and can provide the right level of cover for your specific car, not just one on a list of many.
Some insurance companies may offer a multi-car policy, allowing you to cover your classic and daily driver under the same scheme. Another top tip is to join a classic car club as many insurers offer special discounts to club members.
To get the right valuation make sure you reveal all the details of your classic, including any modifications. In most cases any claim will be based on an agreed value so you need to make sure that this accurately reflects all the effort and expense that has gone into your pride and joy, so that it is fully covered in the event of an accident or theft.
